Self-Insurance Program Administration

Let Us Manage Your Workers’ Comp Program

The PATH Alliance specializes in the formation and management of self-insured workers’ compensation programs for both individual employers and groups of employers. The company has effectively transitioned over 60 public and private employers to self-insurance, and has extensive experience working with captives, joint powers authorities (JPAs), and other self-insured groups.

As a program administrator, The PATH Alliance performs a variety of services, from consulting employers that are newly considering a switch to self-insurance to formally administering the affairs of existing self-insured groups. As such, the company has earned a reputation for its comprehensive knowledge base concerning self-insurance, and prides itself on offering clients expert assistance in a number of critical areas:

• Compliance & Regulatory: This includes all filings with California’s Office of Self-Insured Plans (OSIP), as well as the required annual reports for the Department of Industrial Relations (DIR).

• Financial Management: This includes setting up banking, trust and investment accounts, reporting of all financial activity, budget and forecast creation, investment management, and cooperation with accountants, auditors, actuaries and banks.

• Claims Oversight: This includes reviewing the work of appointed third party claims administrators, and making regular recommendations to reduce the duration and cost of open claims.

• Managed Services: This includes securing bids for all vendors, including accountants, actuaries, attorneys, auditors, brokers, claims administrators, and so on, as well as managing relationships with them moving forward.

Please see below for a more detailed list of program administration services offered by The PATH Alliance.

Self-Insurance Program Services for Individual Employers and Groups
Formation	Management
Perform feasibility study and actuarial analysis	Maintain and renew necessary certifications
File for licensing from State of California	Assist during examinations with the State of California
Set up banking, trust, and investment fund accounts	Prepare and file annual financials and funding reports
Oversee regulatory audit	Present monthly financial statements, bank reports, and loss runs
Secure bids for all required services, including:	Assist with annual budget and forecast creation
Accounting	Manage investments for dedicated asset accounts
Broker of record	Act as liaison with auditors, actuaries, banks and regulators
Claims administration	Perform ongoing claims oversight
Excess insurance	Coordinate annual financial audit and actuarial analysis
Legal counsel	Maintain relationships with vendors and brokers
Loss prevention and safety	Manage group financials and daily operations
Directors liability insurance	Conduct annual payroll audit of group members
Set up Board of Directors/Trustees	Manage all affairs of new and existing group members
Establish by-laws and procedures for the Board and group	Identify, recruit and on-board prospective members
	Underwrite potential group members
	Assist in management of Board meetings
	Act as group representative for Board of Directors/Trustees
Note: All items in italics apply specifically to self-insured groups.